LUNDI SPORTS 2018 - Lundi Sports du 19 février 2018
Lundi Sports du 19 février 2018
Daily News From Life about all aspects of life
Lenders are extremely busy and are often put off by loan requests riddled with errors and/ or do not meet the basic standards of lending.
But small business borrowers with little knowledge of packaging loan requests can enhance their chances of getting funded through use of experienced loan packagers.
This is what Loan packagers do:
• Examine borrowing causes and clearly determine the borrowing need, thus eliminating vagueness and superfluous needs. Lenders are horrified by borrowers who request for loan amounts "out of the blues" based on nothing other than collateral value.
• Gather all the necessary documentation. Most borrowers are not aware of the loan documentation they need to provide to lenders. They spend weeks sending bits and pieces of information to lenders, thus agitating lenders and prolonging approval times.
• Analyze financial statements to ensure that the trends are right and all ratios make lending sense. If for example you revenues are declining, you must drill deep into the causes and mitigate them intelligently. Failure may lead to loan denial.
• Review Business and Finance Plans. Lenders have little or no time reviewing business and/ or financial plans that don't make sense.
• Benchmark borrower business with industry peers. This helps in giving a lender the insights of the borrower's industry and how the borrower is performing compared to the industry. If the borrower's performance is not up to speed, then the borrower may want to undertake a business diagnosis test to identify the causes of poor performance.
• Match borrowing need with banks' lending criteria. Banks have different lending policies based on loan amount, sector, purpose, collateral, years in business etc. Borrowers spend endless days shopping for lenders only to be denied having had several of their credit reports pulled.
• Provide insights on questions to expect from lenders. Fussy or lazy lenders will deny a loan on a flimsy excuse, such as, 'the borrower does not maintain a budget' or 'the borrower is unaware of his average inventory carry' etc.
• Advise on loan structure and terms including interest rates. Loan structure is key to getting favorable loan terms. You need to understand when to apply for a line of credit, a seasonal line, a short term loan or a long term loan. Various loans have different interest rates.
The support offered by Loan Packagers justifies the fees charged because borrowers,
• Close their loans faster
• Get very competitive rates
• Get to know their business finances better
• Reduce cost of loan-shopping
• Save on the opportunity cost of delayed or denied loans
• Minimize the number of credit reports that banks pull
The cost of loan packaging varies widely depending on the type of services provided and the complexity of the loan package.
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Most leather journals aren't with you for a lifetime. The full-grain leather refillable Wanderings travel notebook will stand the test of time.
Best enjoyed with a cup of tea and a thundering rainstorm, or perhaps the bustle of a busy train station in a city far from home. Some carry this notebook with them to capture those scraps of fleeting everyday wisdom, some to complete their day's work, and others still simply as a companion on an epic journey. How will your story begin?
Here are 7 reasons you and the Wanderings Notebook with pockets will live happily ever after together
1. Customizable - Refills are available from Wanderings with blank, lined/ruled, dot, graph paper, undated calender planner, and many others!
2. Classic, antique vintage, rustic, retro... It's a companion or a traveler gift that will never be forgotten
3. Fountain pen friendly - If you seek high-quality stationery with 100gsm paper, look no further.
4. Many uses - Writing personal thoughts, jotting down ideas, sketchbook, daily planner, poetry, traveler's notebook, travel journal or a blank slate for anything else you can dream up
5. Handmade quality - Dark coffee brown genuine full-grain leather cover that ages exactly how high-quality leather should. Makes a great journal to write in. Wanderings leather journals for men or women!
6. Pockets! Added pockets and slots make this a great travel journal to organize all your stuff!
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Lydia was one of the most successful business women in the Bible. You will find her story in the Bible in Acts 16:14-15. According to Biblical records, Lydia was a business woman who dyed and sold purple cloth, a material used by the wealthy and elite of the day. This meant Lydia worked in a high-priced market with a high-end target market.
But Lydia was more than just a woman who sold luxury goods to the elite and the powerful. From all accounts it appears she was also the head of her household, an employer of others, and a woman of great Christian faith. She was the first European convert to Christianity and the first to establish a church in her home for other Christians. Fellowship times included examples of how to do business and worship as a part of a business woman's day.
As a powerful woman of God, Lydia has much to offer today's Christian business women. Here are seven valuable lessons for women of God from the Bible woman, Lydia.
1. Keep prayer in your daily activities. The bible story of Lydia says she met the Apostle Paul at a place of prayer. She also opened her home to have worship services for others. Keep your priorities in order as a woman of God. Remember to pray unceasingly about everything including your business activities by making prayer a priority activity on your daily schedule.
2. Work to please the Lord. Lydia took her responsibility as a Christian business woman to work "as unto the Lord" very seriously. You can show Christian beliefs through your nature and personality without being pushy or unprofessional. Show Biblical principles through your actions and decisions in your business.
3. Design a powerful company. Lydia was a no-nonsense business woman who built a major company in a wealthy market. Nothing says a woman of God has to play small in the business world. Christian business women should be open to working in all types of industries and not shy away from the potential of going big. If you are pursuing big dreams use Lydia as your role model for growth.
4. Try non-traditional opportunities. By being a successful and wealthy merchant of purple cloth Lydia was in a non-traditional business category during her times. Don't shy away from embracing non-traditional business opportunities. Consider working in fields where few if any woman are already excelling and create new paths to success.
5. Find your balance between work and home. Lydia maintained her household even while running a powerful business. Each woman has to find the way to balance, keeping her home in order while running a business. It might mean downsizing or hiring help. Use your business skills to figure out what works for you to get it all done.
6. Learn to grow your business. Lydia's business was so successful that she had to hire employees. Growing a business means eventually needing to hire help. That help might come in the form of a part time assistants, independent contractors, freelancers or full-time employees. Start in the initial business planning stages to consider how and when you will start to hire help so you can expand your business operations. This creates jobs for others, increases the economy of your area and increases your status and influence as a business professional.
7. Know you can be prosperous. Lydia shows that successful Christian women can be highly prosperous. There's no reason to fear money or to shy away from earning large amounts of money in business. The important key is to keep a check on your heart so money does not become your focus instead of God. Lydia was a business woman in the Bible who prospered while giving all glory to God.
In frame.🔥
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Vacation Packing Tips for the whole family! Follow this ultimate vacation packing list for the whole family to make packing easier! Be organized during your next trip and use this free printable checklist. (For men, women, kids, toddlers, and babies.) Read more to access your packing list and learn packing tips, travel tips, and ideas to make packing easy. #travelpackingtips
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What is digital marketing?
Promoting or marketing your product or services on the digital platforms, including the internet, mobile phones and display advertisements is collectively known as digital marketing. With the internet becoming an integral part of everyone's life, the way of marketing products and services too has evolved and every brand and business is using technology to reach out to the maximum number of people. It is being used to entice potential buyers and inform the existing customer base of new arrivals.
Why choose digital marketing over traditional marketing?
Following are the reasons that show digital marketing is a wise investment and effective channel that can help in the growth of business:
A course in marketing from a reputed institute not just helps you understand different facets of marketing and makes you techno-friendly, but it also helps you in understanding the minutes of business strategies.
What a marketing course has to offer you?
During the course, you would come across the benefits of online marketing over traditional marketing. Valuable sessions about web hosting server, domain registration, TLD and SLD servers, Windows and Linux servers are an integral part of digital marketing course. A well-planned curriculum comprises of syllabus segregated in different modules dealing with topics like social media optimization and marketing, SEO basics, Google ads, email marketing and lots more. By the time you complete the course, you will have a clear vision and mission to implement digital marketing and make the best out of it to impart new heights to your business.
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==== How to use the map? ====
==== How to cut the photos? ====
Visit our online photo generator (the link is inside the tube) to generate photos for your map and print them.
MEASURES - 24 x 36 inches INCLUDES - Photo Map, Gift Tube, Glue Dots.
The map comes rolled in a protective cardboard tube.Frame is not included. Fits 24 x 36 inches frames.
Happy travels!
🌎 A GREAT REMINDER: This USA photo map is great for marking where you've been and for planning your next trip. Compose photo collage of the visited states and create your own travel story
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Digital marketing has changed the conventional business strategies completely. Since people are relying more on digital data, companies start taking the digital platform seriously. Business follows consumers no matter where they are. Marketing strategies are changed as per the requirement of the companies. Getting a good rank on the result page of the search engine is as much necessary as having a proper marketing plan for the business. From startups to established names, every company must adopt a unique strategy to target the market. This form of marketing comes up with enormous benefits for business, from increasing profit margins to brand values. The content below discusses why you need digital marketing for your business.
Help you improve brand image:
If you have brand values more than others, your business will go towards the positive note with profits and success. Digital media are helping business entities grow their brand values with proper strategies. Like brick and mortar stores, online outlets also count footfalls. Getting traffic to a website is no longer a difficult task since Search Engine Optimization (SEO) ensures makes a website user-friendly and trustworthy. Through digital media, a two-way communication is made between companies and consumers. This helps them post their reviews and feedbacks about a purchase or a company. Positive reviews help you set up a strong brand image.
Encourage consumer engagement:
Users' engagement plays an important when it comes to growing your business. Social media are the great platforms where you can measure the engagement through interesting posts. To give you the best business, Social Media Marketing (SMM) strategies are there that help you. SMM is an innovative way to attract users' interest. Companies are running various ad campaigns on the social media to enlarge their target network. The craze of 'Like, Share and Comment' should not be ignored because it spreads your business goals like fire. If your content is interesting, users will share the content with others. Thus, you will enhance your consumer group.
Make the marketing plan stronger and better:
Digital marketing overruns the traditional business methods. The conventional process has a little scope to know or monitor the competitors' goals and strategies. With large data being shared digitally every day, companies can track others' business well. They get information about the new product details, discounts and offers of the competitors.
Earlier, small companies did not get enough resources to compete with the big names. The world of business turned completely. Small companies or startups are also playing well and giving the established firms a tough competition. Right tool and right tactics of digital marketing can make a big difference. It is all about how well you can connect with your consumers.
Offer huge options for your business:
Digital marketing is a large and vast concept to understand. It is made of many related theories like SEO, SMM, online video marketing, digital display advertising, and many. While SEO makes your site search engine friendly, SMM works on improving the social engagement of your company. Display or online video advertising entertains as well informs your buyers. Every form of digital marketing is essential to tap the right benefit for your companies. Applying a unique strategy helps you grow your business.
Digital marketing takes care of the digital presence of every company. It needs experts to handle every entity of the marketing carefully. With a proper plan and presentation, a company climbs to the top rank on the search engine result. Many digital marketing companies are offering valuable services that save your time and give you more profit by analyzing your market share. Since digital marketing is evolving every day, the success lies in going as per the trend.
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Bum marketing is something that you probably have heard of. It is the idea that even if you have little money, if any, then you can create income almost out of thin air.
Now with most get rich schemes you find that there is some liberal use of promotional words, but here this is one where you can actually do what they say you can do.
So lets find out what bum marketing is actually about.
In reality it is article marketing. Or using articles to drive people to your website where they will do something that you want them to do.
That is bum marketing in a nut shell.
The method?
1) Find appropriate keywords.
These have quite a few searches but also have little in the way of competition, but also have people looking for something to buy. So "pets" is a poor keyword but "ceramic dog bowels" is a bit better.
2) Make sure that you find someone (or yourself) that can sell the solution to your keyword. So an affiliate offer, a newsletter etc.
3) Create articles directly around that keyword. Now when I mean direct, I mean direct. The closer your articles are regarding the keywords the better the chance that they will want what you have to offer.
4) Create a resource box that tries to offer what the article is offering. Most article websites do not allow direct affiliate links so you will need a landing page for people to go to and then read another compelling reason why your resource box is appropriate for them.
So for example. In your first article you could talk about why ceramic dog bowels are superior. And then the resource box will state that you have Vet recommended ceramic dog bowels and directs people to the appropriate page.
5) You then repeat the process for different article directories or increase the amount of articles to one prominent one.
The system works like drip feeding small amounts of traffic per article which when added up allows you to have a larger general source of traffic.
But does this method work?
When it first came out it did. When people started to realize that the method worked they then tried to accelerate all aspects of the process. The quality of articles decreased and the amount of spam and spun articles increased.
People were then put off by similar looking and uninformative articles. Which in reality was really inevitable.
So now we have a marketing model which did work, and will work if done right.
The issue is not really with the title, description or even the resource box within the article. It is to do with the article itself. They are constructed so that they do not presell the reader into wanting what you have described in the resource box.
Article writing is not just writing an article. You have to construct one and when people give themselves a 400 word limit it actually limits the content and then their message. So the article looks rushed and a mess.
Proper article construction is actually an advanced form of bum marketing because not that many people want to put the effort into article construction so really you have a much better chance of having a higher CTR and % conversion from visitors to paying customers.
Check out my resource box for completely free advanced bum marketing techniques.
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